Welcome to our website. If you continue to browse and use this website, you agree to comply with and be bound by the following terms and conditions of use, which together with our privacy policy govern My Headquarters Pro, LLC’s (DBA Savvy CFO / BDA My CFO Pro) relationship with you in relation to this website. If you disagree with any part of these terms and conditions, please do not use our website.

The term “My Headquarters Pro, LLC,” “Savvy CFO,” “My CFO Pro,” “us,” or “we” refers to the owner of the website whose mailing address is PO Box 2170, Duluth, GA 30096. Our company is registered in the state of Georgia. The term “you” refers to the user or viewer of our website.

Use of This Website

The use of this website is subject to the following terms of use.

Communications

By creating an account on our service, you agree to subscribe to newsletters, text messages, marketing or promotional materials, and other information we may send. You may opt out by following the unsubscribe link or instructions provided in any email we send.

My Headquarters Pro, LLC DBA Savvy CFO and Advanced Tax Group, LLC are two separate and independent companies that worked together to create their course, Savvy Start Up. Customers who register for this course agree to hold harmless any and all liability of both entities from any results experienced from content consumed in the course.

Customers who register via opt-in to Savvy Start Up agree to receive communication separately from both companies. To stop communications from either company, you must opt out from that company’s email list. An opt-out from one list does not automatically opt you out of the other.

Purchases

If you purchase any product or service through the Service, you may be asked to provide payment information (e.g., credit card number, expiration date, billing address, shipping information).

• You represent and warrant that you have the legal right to use any payment method you provide and that your information is true, correct, and complete.
• We may use third-party services to facilitate payment and completion of purchases. By submitting your information, you grant us the right to provide the information to these third parties subject to our Privacy Policy.
• We reserve the right to refuse or cancel orders for reasons including, but not limited to, availability, errors in descriptions or prices, errors in your order, or suspicion of fraud or unauthorized/illegal transactions.

Guarantee & Refunds

We offer an unconditional 30-day 100% money-back guarantee for Programs, Services, or Subscriptions. If you are not completely satisfied for any reason, contact us within 30 days of purchase for a refund. We may make grace exceptions and/or extensions on a case-by-case basis.

Availability, Errors, and Inaccuracies

We are constantly updating product and service offerings. Information on the Service may contain errors or inaccuracies and may not be complete or current. We reserve the right to change or update information and correct errors, inaccuracies, or omissions at any time without prior notice.

Additional Notations

Contests, Sweepstakes, and Promotions

Any promotions may be governed by rules separate from these Terms. If you participate, review the applicable rules and our Privacy Policy. If there is a conflict, the promotion rules apply.

Fee Changes

We may modify subscription fees at our discretion, effective at the end of the then-current billing cycle. We will provide reasonable prior notice. Continued use after the change constitutes your agreement to the modified fee.

Content

You are responsible for the content you post, including its legality, reliability, and appropriateness. By posting content, you represent that you own it or have rights to use it and grant us a license to use, modify, publicly perform, display, reproduce, and distribute it on and through the Service. We may monitor and edit content but are not obligated to do so. Content on or through the Service is our property or used with permission and may not be used without prior written consent.

Accounts

• You must be over 18 and provide accurate, complete, and current information. Inaccurate information may result in termination.
• You are responsible for maintaining confidentiality of your account and password and for activities under your account.
• You may not use a username you are not authorized to use, that infringes rights, or that is offensive, vulgar, or obscene.
• We may refuse service, terminate accounts, remove/edit content, or cancel orders at our discretion.

Copyright Policy

We respect intellectual property rights and respond to claims of infringement. If you believe content infringes your copyright, email [email protected] with the subject “Copyright Infringement” and include a detailed description per the DMCA notice procedure below.

DMCA Notice and Procedure for Copyright Infringement Claims

Provide the following in writing (see 17 U.S.C. 512(c)(3)):

• Your electronic or physical signature.
• Description of the copyrighted work and its location (URL or copy).
• Identification of the URL or specific location on the Service of the alleged infringing material.
• Your address, telephone number, and email address.
• A statement of good-faith belief that the disputed use is not authorized.
• A statement under penalty of perjury that the information is accurate and that you are the copyright owner or authorized to act on their behalf.

Contact our Copyright Agent at [email protected].

Intellectual Property

The Service and its original content (excluding user content), features, and functionality are the exclusive property of My Headquarters Pro, LLC and its licensors, protected by copyright, trademark, and other laws. Our trademarks and trade dress may not be used without prior written consent.

Links to Other Websites

Our Service may contain links to third-party websites or services not owned or controlled by us. We are not responsible for their content, privacy policies, or practices and do not warrant their offerings. Read the terms and privacy policies of any third-party sites you visit.

Termination

We may terminate or suspend your account and access to the Service immediately, without prior notice or liability, for any reason including breach of these Terms. If you wish to terminate your account, discontinue use of the Service. Provisions that should survive termination will remain in effect.

Indemnification

You agree to defend, indemnify, and hold harmless My Headquarters Pro, LLC and its licensees, licensors, and their personnel from claims, damages, obligations, losses, liabilities, costs, or debt, and expenses (including attorneys’ fees) resulting from your access or use of the Service, your breach of these Terms, or content posted on the Service. Customers and clients will be held harmless from issues that could occur as a result of using our tools, services, or resources, including merchant account or gateway changes, fees, penalties, reserves, or account cancellations. If you grant us access to your systems (CRM, processors, gateways, banking, etc.), you permit changes and hold us harmless for potential issues.

Limitation of Liability

In no event shall My Headquarters Pro, LLC or its affiliates be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, use, goodwill, or other intangible losses, arising from your use of or inability to use the Service, third-party conduct or content, content obtained from the Service, or unauthorized access to or alteration of your transmissions or content.

Warranties Disclaimer

Your use of the Service is at your sole risk. The Service is provided on an “AS IS” and “AS AVAILABLE” basis without warranties of any kind. We do not warrant that the Service will function uninterrupted or securely, that errors will be corrected, that it is free of harmful components, or that results will meet your requirements.

Earnings Disclaimer

Earning and income statements are not to be considered average results. There is no guarantee of income; results vary by individual capacity, experience, expertise, and desire. Testimonials are not representative. We may compensate referral partners for successful sales and may be affiliates of third-party products or services.

Exclusions

Some jurisdictions do not allow certain warranty exclusions or limitations of liability, so the above limitations may not apply to you.

Governing Law

These Terms are governed by the laws of Georgia, United States, without regard to conflict-of-law provisions. Failure to enforce any right or provision is not a waiver. If any provision is invalid, remaining provisions remain in effect. These Terms constitute the entire agreement regarding the Service.

Changes

We may modify or replace these Terms at any time. If a revision is material, we will provide at least 15 days’ notice before new terms take effect. By continuing to use the Service after revisions become effective, you agree to be bound by the revised terms.

Contact Us

If you have questions about these Terms, please contact us.

My Headquarters Pro, LLC, DBA – Savvy CFO, DBA – My CFO Pro (“we,” “us,” or “our”) operates the https://SavvyCFO.com website (the “Service”). This policy explains how we collect, use, and disclose personal data and your associated choices. By using the Service, you agree to the collection and use of information in accordance with this policy.

Definitions

• Service — The https://SavvyCFO.com website operated by My Headquarters Pro, LLC.
• Personal Data — Data about a living individual who can be identified from those data.
• Usage Data — Data collected automatically by the Service or its infrastructure (e.g., visit duration).
• Cookies — Small data files stored on your device.
• Data Controller — The person or entity that determines purposes and means of processing personal data (we are the Data Controller).
• Data Processors (Service Providers) — Parties who process data on our behalf.
• Data Subject (User) — Any individual using our Service and the subject of Personal Data.

Information Collection and Use

We collect several types of information to provide and improve the Service.

Personal Data

• Email address
• First and last name
• Phone number
• Address, State, Province, ZIP/Postal code, City
• Cookies and Usage Data

We may contact you with newsletters, marketing, or promotional materials. You may opt out via unsubscribe links in our emails.

Usage Data

We may collect IP address, browser type/version, pages visited, timestamps, time spent, device identifiers, and diagnostics.

Tracking Cookies Data

We use cookies and similar tracking technologies (beacons, tags, scripts) to track activity and hold information. You can instruct your browser to refuse cookies, but some portions of the Service may not function properly.

Examples of Cookies

• Session Cookies — Operate the Service.
• Preference Cookies — Remember preferences and settings.
• Security Cookies — Used for security purposes.

Use of Data

• To provide and maintain the Service
• To notify you about changes to the Service
• To enable interactive features
• To provide customer support
• To gather analysis or valuable information to improve the Service
• To monitor usage
• To detect, prevent, and address technical issues
• To provide news, special offers, and information about similar goods and services (unless you opt out)

Legal Basis for Processing Personal Data (GDPR)

If you are in the EEA, our legal bases may include:

• Performance of a contract
• Your consent
• Legitimate interests not overridden by your rights
• Payment processing
• Compliance with law

Retention of Data

We retain Personal Data only as long as necessary for purposes outlined in this policy, including legal obligations, dispute resolution, and policy enforcement. Usage Data is generally retained for a shorter period unless needed for security or functionality improvements or required by law.

Transfer of Data

Your information may be transferred to and maintained on computers outside your jurisdiction, including the United States. By providing information, you consent to this transfer. We take reasonable steps to ensure secure treatment and that no transfer occurs unless adequate controls are in place.

Disclosure of Data

Business Transaction

If we are involved in a merger, acquisition, or asset sale, your Personal Data may be transferred. We will provide notice before your data becomes subject to a different policy.

Disclosure for Law Enforcement

We may disclose Personal Data where required by law or valid governmental requests.

Legal Requirements

• To comply with a legal obligation
• To protect and defend our rights or property
• To prevent or investigate wrongdoing
• To protect the personal safety of users or the public
• To protect against legal liability

Security of Data

While we strive to use commercially acceptable means to protect your Personal Data, no method of transmission or electronic storage is 100% secure.

“Do Not Track” (CalOPPA)

We do not support DNT. You can enable or disable DNT in your browser settings.

Your GDPR Rights

If you are an EEA resident, you may:

• Access, update, or delete your Personal Data
• Request rectification of inaccurate or incomplete data
• Object to processing
• Request restriction of processing
• Request data portability
• Withdraw consent at any time

We may ask you to verify your identity before responding. You have the right to complain to your local data protection authority.

Affiliate Marketing Data Privacy

We may share your personal data with authorized affiliate partners to provide relevant offers, products, and services, in compliance with GDPR and CCPA. Affiliates must protect your information and use it only for authorized purposes. You may opt out of affiliate communications using their instructions; opting out from us does not automatically opt you out from affiliates.

AI Data Collection and Usage

When you interact with our AI-powered tools (including the Savvy Scorecard Rubric Calculator), we may collect additional data you provide to improve AI-driven insights. AI-generated content does not replace professional advice. Data is processed securely and used for specified purposes aligned with user consent and applicable laws.

User Rights and Consent Management

You may access, correct, or request deletion of your personal data collected by us or shared with affiliates. Opt out of marketing communications by following unsubscribe instructions or contacting us; you must contact affiliates directly to opt out of their communications.

Cookies and Tracking for Affiliate Marketing

We and our affiliates use cookies and similar technologies to monitor interactions with affiliate links and campaigns, attribute sales, and provide tailored advertising. You can manage preferences via browser settings or provided opt-out tools.

Compliance and Accountability

We comply with applicable privacy laws and review our data handling procedures and affiliate agreements to uphold standards and maintain transparency. Personal data shared with affiliates may be transferred across borders.

Service Providers

We may employ third parties to facilitate the Service, provide the Service, perform Service-related services, or assist in analyzing usage. They have access to Personal Data only to perform tasks on our behalf and are obligated not to disclose or use it for other purposes.

Analytics

We may use third-party analytics services (e.g., Google Analytics). For Google’s privacy practices, see Google Privacy Terms. You can opt out using the Google Analytics Opt-out Browser Add-on.

Behavioral Remarketing

• Google Ads: Manage at Ads Settings.
• Facebook: See Data Policy and opt-out resources via DAA/EDAA.
• AdRoll: See Privacy Policy and opt-out options.

Payments

We use third-party payment processors and do not store payment card details. Processors adhere to PCI-DSS standards. Examples include:

• PayPal/Braintree — Privacy Policy
• Authorize.net — Privacy Policy

Links to Other Sites

Our Service may contain links to third-party sites not operated by us. Review the privacy policy of every site you visit. We have no control over and assume no responsibility for third-party content, policies, or practices.

Children’s Privacy

We do not knowingly collect personally identifiable information from anyone under 18. If you become aware that your child has provided us with Personal Data, contact us so we can remove it.

Changes to This Privacy Policy

We may update this policy and will notify you by posting the new policy on this page and updating the effective date. We may also notify you by email and/or a prominent notice on the Service.

Contact Us

• Email: [email protected]
• Website: https://SavvyCFO.com/contact-us
• Phone: 1-413-33-SAVVY (72889)
• Mail: PO Box 2170, Duluth, GA 30096